Legal Document — Last Updated 2026

bk95 Terms and Conditions

This document sets out all the terms, rights, and responsibilities for using the bk95 platform. Please read it in full before registering.

Terms and Conditions

bk95.lat
Effective: 1 January 2026

These terms and conditions were last updated on 1 January 2026. bk95 reserves the right to modify these terms at any time.

Introduction and Scope

1. General Overview

bk95 (hereinafter referred to as the "Platform" or "we") is an entity that provides online betting and casino services. These terms and conditions ("Terms") apply to accessing the bk95.lat website and using any of its services. By accessing the website or registering an account, you are considered to have automatically accepted these Terms.

These Terms must be read together with our Privacy Policy and Responsible Gaming Policy. Those documents are considered an integral part of these Terms.

2. Definitions

The key terms used in these Terms are defined as follows:

  • "User" or "Member" — any person who holds or attempts to hold a registered account on bk95.
  • "Account" — a single personal account registered in the user's name.
  • "Balance" — funds deposited in the account that are available for withdrawal.
  • "Bonus" — additional credits or rewards given as a promotional offer.
  • "Bet" — participation in any game or sports event using money or credits.
  • "Service" — all online gaming and betting features provided through the bk95 platform.

Account Eligibility and Registration

3. Eligibility Requirements

To open an account and use the services on bk95, you must meet the following conditions:

  • You must be at least 21 (twenty-one) years of age.
  • You are of sound mind and have full legal capacity to make your own decisions.
  • You do not reside in a jurisdiction where online betting is completely prohibited.
  • You will operate only one account and will not open multiple accounts.
  • All information you provide at the time of registration is true, accurate, and complete.

4. Registration Process and Verification

At the time of registration, you must provide your correct name, date of birth, email address, and mobile number. bk95 may at any time request a copy of your national identity card or passport for identity verification. Withdrawals may be held until verification is complete.

Any attempt to open multiple accounts using the same IP address, device, bank account, or identity document will result in all associated accounts being permanently closed and the balance may be forfeited.

5. Account Security

You are solely responsible for the security of your account. Do not share your password with anyone. If you suspect unauthorized access, notify our support team immediately. bk95 is not responsible for any misuse of your account.

Deposits, Withdrawals and Financial Terms

6. Deposit Rules

bk95 currently accepts deposits via bKash, Nagad, and Rocket. The minimum deposit amount for each method is ৳300 (three hundred taka). There is no processing fee for deposits, however your mobile banking provider may charge separately. Successfully verified transactions are generally credited to your balance instantly.

  • Only use a payment account registered in your own name.
  • Deposits from third parties are not accepted and such transactions will be cancelled.
  • bk95 is not responsible for incomplete or failed transactions.

7. Withdrawal Rules

The minimum withdrawal amount is ৳1,000 (one thousand taka). Withdrawal requests typically take between 5 and 30 minutes to process. In special cases, this time may increase due to verification requirements.

  • Withdrawals will only be made using the same method used for the deposit.
  • Withdrawals may be held if active bonus wagering requirements have not been met.
  • bk95 reserves the right to hold withdrawal requests for investigation if fraud is suspected.
  • bk95 may carry out full identity verification before processing any withdrawal.

8. Currency and Conversion

All transactions are conducted in Bangladeshi Taka (BDT / ৳). Transactions in any other currency are not accepted. The user bears full responsibility for any exchange rate differences in the event of currency conversion.

Bonuses and Promotional Offers

9. Welcome Bonus

New members will receive a 150% bonus on their first deposit up to a maximum of ৳20,000. To receive this bonus, the first deposit must be made after registration and the bonus code (if applicable) must be entered correctly.

The wagering requirement for the bonus is 20 times (20x). This means the bonus amount must be wagered 20 times before it can be withdrawn. For example, if you receive a ৳1,000 bonus, you must place a total of ৳20,000 in bets before withdrawing.

10. General Bonus Policy

  • Each bonus offer has its own expiry, wagering requirements, and rules — read them carefully when you receive an offer.
  • Multiple bonuses cannot be used at the same time unless specifically permitted.
  • bk95 reserves the right to modify, suspend, or cancel any promotion.
  • Violating the terms of a bonus may result in the bonus and any associated winnings being cancelled.
  • Bonus abuse or arbitrage activity is strictly prohibited.

11. VIP and Loyalty Program

bk95 operates three VIP tiers — Bronze, Silver, and Gold. Cashback and special benefits are provided at each tier:

  • Bronze: Up to 0.3% cashback per week.
  • Silver: Up to 0.5% cashback per week.
  • Gold: Up to 0.8% cashback per week.

There is an opportunity to advance to higher tiers through regular play. bk95 reserves the right to determine and change VIP tiers at its discretion.

Betting and Gaming Rules

12. Bet Acceptance and Cancellation

Each bet will be considered valid once it has been successfully confirmed. If a game or event is cancelled for any reason, bk95 will refund the amount of that bet. bk95 reserves the right to cancel any bet where incorrect odds or payouts were displayed due to a technical error.

13. Prohibited Activities

The following activities are strictly prohibited:

  • Placing bets using automated bots or software.
  • Collusion (working with other players to harm the platform).
  • Money laundering or attempting to clean funds from illegal sources through the platform.
  • Intentionally exploiting system vulnerabilities or bugs.
  • Hacking or unauthorized use of another user's account.
  • Claiming bonuses using false information.

If any of these activities are detected, the associated account will be immediately closed and the balance may be forfeited.

14. Winnings and Payouts

Winnings will be determined according to the rules of the relevant game. bk95 may set a maximum payout limit for each game or event. In the case of unusually large winnings within a specific period, bk95 may conduct additional verification.

Intellectual Property, Liability and Other Provisions

15. Intellectual Property

All content on the bk95 website — logos, designs, graphics, text, software, and databases — is the exclusive property of bk95. No part may be reproduced, distributed, or modified without prior written permission. The intellectual property of third-party game content belongs to the respective providers.

16. Limitation of Liability

bk95 is not liable for losses arising from the following:

  • Any loss caused by disruption to internet connectivity.
  • Losses caused by the user's own negligence or incorrect actions.
  • Delays with third-party payment gateways or mobile banking services.
  • Unexpected technical errors, server downtime, or cyberattacks.

In all circumstances, bk95's maximum liability will be limited to the total amount of the relevant transaction.

17. Account Closure and Termination

A user may close their account at any time by contacting us. Any valid balance must be withdrawn before closure.

In the event of a serious breach of these Terms, bk95 may suspend or close any account without prior notice. In such cases, associated bonuses and winnings related to the breach will be forfeited.

18. Changes to Terms

bk95 reserves the right to modify these terms at any time. For significant changes, an effort will be made to notify users via a notice on the website or by email. Continued use of the platform after any changes will be considered acceptance of the revised terms.

19. Dispute Resolution

In the event of any dispute, please contact our support team first. We will attempt to resolve all disputes amicably. Our decision will be considered final and binding.

20. Governing Law

These Terms will be interpreted in accordance with applicable international gaming laws and general legal principles. Arbitration will be used to resolve any disputes.

Play Responsibly

bk95 is for adults only. We place the highest importance on responsible gaming and are committed to ensuring the wellbeing and safety of our members.

For Ages 21+ Only

Contact and Support

If you have any questions or need clarification about these terms and conditions, please contact our support team. We are available to assist you 24 hours a day, 7 days a week.

24/7 Live Chat

Use our Bengali live chat support for any questions. Our team is always here for you.

Start Live Chat

Email Support

For detailed questions or complaints, contact us by email. We will try to respond as quickly as possible.

[email protected]

🔗 Related Policies

For more information related to these terms, see the pages below:

  • Privacy Policy — how your personal information is used and kept secure.
  • Responsible Gaming Policy — our commitment and tools to help you build healthy gaming habits.
  • FAQ — frequently asked questions and answers.
  • About Us — an introduction to the bk95 platform and its goals.